
Canada’s Prime Rate
In Canada, each lender sets their own Prime rate, although the big five (TD, RBC, CIBC, BMO, and Scotiabank) tend to stick
Read more

In Canada, each lender sets their own Prime rate, although the big five (TD, RBC, CIBC, BMO, and Scotiabank) tend to stick
Read more

Saving up for a down payment is critical to convincing lenders you are able to afford the home of your dreams. Knowing
Read more

Purchasing a home is an exciting milestone in any person’s life. There are so many big decisions to make, like whether to
Read more

The pandemic has impacted nearly every aspect of how we live our lives. From home to school to work, the effects are
Read more

Even with a great team and a detailed plan, the journey to homeownership isn’t without its curveballs. With so many moving parts,
Read more

Just because you’ve been approved for a mortgage, doesn’t mean you get to stop caring about your credit score. Your credit score
Read more

For most Canadians, their mortgage is the largest debt they manage. Paying this off sooner can help build equity and save thousands
Read more

Purchasing a home is full of hoops to jump through and red tape to navigate. It can be challenging for potential homeowners
Read more

Before you owned your own home, you scraped together every penny to save up for a down payment and moving expenses. Now
Read more

Applying for a mortgage is just like writing an exam in school, it’s a lot easier to prepare when you know what
Read more